If being a digital nomad is possible in today’s world, it’s mainly thanks to companies offering travel insurance based on their lifestyle. We found out SafetyWing offers the best travel insurance for digital nomads. Here is why.
This lifestyle, although practiced by some beforehand, developed greatly during the covid-19 era. To be able to practice a profession without the constraints of location is a luxury and an unprecedented freedom.
To take full advantage of this freedom, you have to remove the risk and stress factor of illness and accidents. That’s why travel insurance is so important.
There are many different types of travel insurance, but SafetyWing specializes in travel insurance FOR digital nomads. Their mission is to offer flexible, affordable, up to date and borderless insurance to travelers.
⭐ Their new Essential and Complete insurance plans are a perfect reflection of this mission. We’re here to help you decide whether SafetyWing meets your needs, and if so, which plan you should choose. ⭐
6 reasons why you should choose SafetyWing
The concept of being nomadic is having as much freedom as possible. That’s why you need a travel insurance that was specifically designed for digital nomads, and not any traveler.
1. Adaptable to your exact dates of stay
It can be difficult to adopt a digital nomad lifestyle. You never know in advance whether you’ll like it or not. That’s the main reason why some people never take the plunge.
For those who are ready to follow their gut feeling and take the shot, it can help to know that they don’t need to commit to a whole year of mobile lifestyle insurance and can re-evaluate their subscription every month.
The Essential plan is ideal for travelers, short-term or first-time nomadics, because they can either choose fixed travel dates, or a monthly subscription. The subscription is based on a 28-day cycle, that you can cancel or continue each month. This way, you only pay for what you use!
For avid travelers and digital nomads, the Complete plan is based on a 12-month subscription. It can be renewed as many time as you like, and you can either pay by month or by year.
2. Excellent medical coverage
As we say in French, prevention is better than cure, which is similar to the english expression of “better safe than sorry”. But if something happens abroad, you’ll be glad you don’t have to worry about care and expenses.
That’s one of the reasons some people do not travel. They are scared to have a medical issue on a road trip in the USA, or in the remote hot springs of Iceland. And we understand them, that’s scary if you don’t have a travel insurance.
So, what exactly does SafetyWing travel insurance cover?
The Essential plan essentially covers emergency medical care, and if necessary, evacuation and repatriation, in the event of unexpected illness or accident. If you travel in Asia and catch dengue fever or have a scooter accident for instance, that will apply. However, if you have a preexisting medical condition, or want to see a dentist, that won’t apply.
On the other hand, the Complete plan does not only covers emergency medical care, but also routine check-ups for both physical and mental health. That includes maternity care, and even cancer screening and treatment.
3. Travel related issues coverage
There is no need to be paranoid, but non-medical things can happen when you travel. Especially when you are not in your home country and do not know the local culture and behaviour.
Have you ever had your flight delayed or even cancelled? It happens quite often, and it’s a real relief when you know you won’t have to spend a penny more, and sometimes even get your money back!
Your expenses will be covered if you have delays, interruptions or lost baggage during your trip with the Essential plan.
In addition to the expenses covered by the Essential package, the Complete package also includes cancellation of accommodation, free luggage storage and delayed luggage.
4. Electronic theft adds-on available
Another thing that can happen to anyone, while travelling or in their home country, is having their phone or computer stolen. It’s all the more distressing when it happens abroad, because you know less about the system, fewer electronics shops and perhaps fewer people you can rely on as well.
When I was doing an internship in Bali, my phone and wallet were stolen at the same time. I really wish I’d had travel insurance at the time to cover all those extra expenses…
If you want to free your mind of any potential travel stress, you can add a stolen electronics cover option to your Essential plan.
This adds-on is not available with the Complete plan yet.
5. Adventure sports adds-on available
Adventurous at heart? There’s no reason why you shouldn’t be when you travel. If you wish to do ice skating in Paris, or scuba-diving in Costa Rica, please do!
All you need to do is find an insurance policy that covers the type of sport or activity you want to do. SafetyWing covers up to $100,000 USD for your lifetime of adventure.
The list of sports includes, but is not limited to, football, aviation, boxing, skiing, diving, gliding, kite-surfing, motorcycling, martial arts, parachuting, skydiving, whitewater rafting… Check out SafetyWing to see the full list of sports covered.
This works as long as you’re not doing it professionally, in competitions or on major expeditions.
You can add this option with the Essential plan.
The Complete plan automatically includes this option for adventure sports.
6. Continuous improvement of their travel insurance offering
Last but not least, it’s important to have a travel insurance that constantly improve to fit digital nomads’ needs. Why? This kind of traveler is constantly on the road, in a ever-changing world.
SafetyWing understands that very well, and regularly updates their travel insurances plans. The Essential and Complete insurance plans have been specially designed for a life without borders.
SafetyWing Review: Final Thoughts
Therfore, SafetyWing stands out as the ultimate choice for digital nomads, offering flexible, affordable, and comprehensive travel insurance designed to meet the unique needs of remote workers around the globe.
Whether you’re just starting your nomadic journey or you’re a seasoned traveler, SafetyWing provides peace of mind with adaptable plans, excellent medical coverage, protection against travel disruptions, and add-ons for adventure sports and electronic theft.
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